I am beginning to get very scared about our older years, which are fast approaching.
I'm concerned about my husband's spending, secrets about spending, and ADHD.
He purchased a sports car (3rd car) on a whim (like he purchases everything), and I think we've driven it fewer than 10 times since he got it 2.5 years ago. I know he still owes on it. He purchased an expensive riding mower around the same time, one that breaks down every other time he uses it. Problem? In addition to the fact that he rides it like it's a bucking bronco, he bought the the wrong mower for our property. The mower can't handle all of our tree roots, wetlands, lumpy terrain, and all of the branches and twigs and everything else he plows over with it.
Our finances are separate because of his ADHD, and I know very little about his finances. As he ages, I am beginning to worry about his debt, which he has been very secretive about. I've asked a few questions, but I have no real answers.
I know I'm all over the place here. I am taking a week off of work next month to organize our disasters of a basement and garage. . . because for 5 years my husband (retired) has been "organizing," which, if you have an ADHD spouse, you know how that works. Both areas are colossal clusters of mounds of things. Whenever I'm missing an important paper (like a car title), I find it in the basement (which is nearly impossible to walk around) among mounds of junk.
I'm so tired. I'm so tired of having to "take charge" of everything and then get called a "control freak." He can't follow a map (by phone, car GPS, or paper), so anytime we drive somewhere we're not familiar with--or, in his case, a route we've taken numerous times--the trip ends up with screaming. He acts helpless.
I'm tired of the worry, which is increasing. If my husband would go before me, I don't know what kind of colossal mess I would be left to deal with; if I go before him, there is no way he would be able to deal with my paperwork, my things, etc. He literally called me at work a few weeks ago because he didn't know how to turn on my computer (WHAT????). I tried walking him through it and he got frustrated and gave up. What the hell is the matter with him??? I know I have to make some kind of arrangements.
If I had the money to leave him tomorrow, I would. But it would take me 2 years to sort through all of the junk everywhere. What have I done? And why?





Comments
Going through the same
I am in a very similar situation right now, still together but wondering what I am going to do as retirement is near. Husband’s business has not been profitable for past 5 years and he is continuing to take from investment account (our retirement funds) to prop up the business; he now claims these funds are for his use only. I also recognize what you say about items piling up. We remodeled our house in 2004, and husband still has packed boxes in garage that have not been touched since that time. His home office has items piled up under his desk and printer stand to the point that it looks as if he is in the middle of a move. He bought a selection of protein powder products that have been sitting on the floor for over 6 months now.
I have no easy answers for you. We have been in therapy since February 2026, and he is making little effort to change his behavior. I have done all I can on my own. We are heading to Family Mediation in mid-September as therapist indicated there is nothing more to do if he will not even engage in conversation.
At this point, I am not hopeful that Mediation will work. I consulted with an attorney earlier this year, so have been relying on her for support and good advice. I realize that at 67 I may have to separate and divorce (after 44 years) to save myself and have a reasonable chance at a retirement that will not be strapped for funds. I am beyond sad at this time.
It is said you should believe people as to what they show you: husband has shown me that his business/clients are most important to him (he works 7 days a week and every evening), despite what he tells me he plans to do (take time off, etc.).
I am a very strong and confident person, but this is shaking me as I am certain it is you. Know that you are not alone in this journey. It may not make it better but perhaps will allow you to see a way forward that puts your interests first. The attorney consultation was very helpful to me as it showed me what I was facing. Therapy has also been a lifeline for me (therapist has helped me clarify what I need). Wishing you all the best and hoping you can find the support you deserve.
Thank you . . . and sorry for you going through this, too
I really appreciate your words. Again, thank you. I think I will look into counseling for myself around this whole issue. I also think I am going to manipulate my husband into "revealing" his finances to me. I am not a manipulative person by nature, so this will be trying.
He retired early (with no warning to me--that was lovely) and has deteriorated since that time, which makes sense, as he has withdrawn from the world: no hobbies, obsessed with watching brainless TV shows 24/7, and has become a recluse. I go out to community events alone. Always.
Without thinking ahead or thinking things through, without any kind of evaluation of any circumstances, he has been bugging me forever to stop working, also. (Why? So I can sit and watch TV with him?) He does these bizarre calculations which sound great on the surface but he doesn't take into account that if I end up a widow and I'm not working, I am in big trouble. I'm in a job I love with very flexible hours, and I feel sad that I am considering taking a more demanding, higher paying job just to get out of this situation.
Two years into our now long marriage, I made steps to file for divorce, then a major tragedy occurred in his family and he "needed" my support. He swore that certain behaviors would change. He went to counseling. We went to marital counseling. But the impulsiveness, the financial secrets, the rage following his confusion over the simplest of things continued, his inability to manage anything, the everyday thoughtlessness (trip hazards, candles left burning overnight, etc.) never went away, although the rage episodes are not what they used to be. He tried meds a long time ago. They worked. Then he stopped taking them.
I think some people are just more comfortable with not being well. That is a bitter pill to swallow!
It is difficult to accept
I too am struggling to accept the fact that husband has no desire to broach/resolve issues in our relationship. I have tried so much over decades (we have been to half a dozen therapists over 44 years) that I thought at some point that it would get through to him. I do understand that he probably has undiagnosed ADHD and that this makes everything more of a challenge for him, but I also feel as if I deserve partner who at least makes an effort to improve rather than just try the same unsuccessful methods each time. It is a catch 22. If I stay, I put my happiness and peace second to his while I try to keep all the balls in the air to make his life more comfortable. I am now coming to the realization that is no longer my role. After 44 years, I am exceedingly sad. The Family Mediation scheduled in mid-September is truly my last ditch effort and I have told husband this, but am uncertain he really grasps the reality.
Wishing you the best in locating a therapist for your needs. It has helped me immensely, and I am certain it will help you navigate your situation as well. The only other advice I can offer is stay authentic to yourself. I am trying to do that now (even though it may be detrimental to my future), but feel as if that is the only way I can hold my head up when all this is over.
It may never make sense
"I am uncertain he really grasps the reality."
I really feel this. I was telling my partner I couldn't go on with our 20-year marriage if the issues pertaining to ADHD weren't addressed. And yet... nothing. I even said, "you'd rather end our marriage and break up our family than work on this?" And I was essentially met with a shrug of denial and misunderstanding. I don't think he thought it would really happen. And despite all the conversation and my pleading leading up to it, he was genuinely surprised and completely distraught when I finally said I was leaving.
He begged me not to leave. Yet at the same time, he was willing/able to change absolutely nothing about our dynamic. Accepting this reality was devastating for me so I get it when you say "I am struggling to accept the fact that husband has no desire to broach/resolve issues in our relationship."
I don't think a lot of people with ADHD know how to improve things, they have a natural bias for inaction anyway, and also I think many don't want to change anything about themselves. How they are makes THEM happy and at least with my ex, he could never see ADHD's impact on the people around him.
^^Linked to that, the real story and the story your partner is telling himself are probably two different things. He would probably come to a forum and say you're too difficult, too controlling, too worried about money, don't have any faith in him, never praise all his hard work, etc. This is his story and for him that's the whole truth.
I hope mediation helps and if it doesn't, I hope you know you've done all you can and more to make this work.
Appreciate comments
Your experience definitely sounds a lot like mine. Husband has told me I am too controlling, too money worried, etc. The Family Mediation is truly my last effort as I have tried all else. I feel as if an “intervention” is needed for husband, but am not confident he will even listen. My asking that he step up and make changes, or at least try to talk to me has been met with inaction and silence.
Staying authentic
Staying authentic to myself has been my lifesaver. I am determined to do that. It's to the point that it seems my husband and I live separate lives. I am active and engaged; he seems to have given up on everything. . . and is deteriorating. I eat healthy; he lives on junk and drinks too much.
He has "worked on" some of his issues (like depression and anxiety), goes through the motions. And, oddly enough, he has strongly avoided dealing with ADHD. I halfway wonder if he fears what his life would or could become and how greatly he would regret all the years of not dealing with this.
Please keep posting. I would like to see how your mediation goes.
Agree with Melody
I think many with ADHD have no idea of the impact of their disability on their loved ones.
Also, at least with my ex, there was a kind of defaitism I could never understand. He seemed convinced he had no power to change anything that involved me. He decided if I had expressed something, like a need, a disappointment, a boundary or an emotion, that was it. I had stated how things were, and he had nothing to add. It was like I was given final authority over outcome of everything, and he remained passive like it was the only option. Even when I was emphasizing at the top of my lungs we had to repair the relationship, otherwise our family would fall apart. He’d sit passively, trying nothing. It’s the equivalent of letting the house burn down around you without trying to put out the fire. Even when the extinguisher is in your hand.
This might be the most dysfunctional and terrifying ADHD symptom of them all.
It's weird. . .
Because my husband has taken steps to be more mentally stable, he wants pats on the back or applause. Yes, his temper has toned down quite a bit over the years. But we are dealing with obvious ADHD and his deterioration. It's apathy. It's like he feels like he's "done enough" and I should be happy that he isn't the raging ahole I almost divorced.
But it's like he's barely a functional adult. Can't research/find contractors/service workers to fix things. Can't close a cabinet door. Can't turn off a light. Loses it over technology--can never figure anything out. Loses everything. Can't cook. Constantly drops things (what is that about?). Spills things. And now has begun talking with his mouth full and gets mad at me because I can't understand him. I'm thinking he might be having hearing loss as well because you can say something very clearly to him and he seems like he never heard it. God help me.
I know I may sound mean, but I'm at my wit's end dealing with this on a daily basis.
He won’t validate your experience
I think at some point where the ADHD and non realities have drifted apart, nons will still hope to be validated by their partner. It’s understandable. I’ve done it too and struggled with it for a long time.
But there will possibly never be validation. It’s at this point you will need to defend yourself and your reality. They might never see how poorly they’ve treated you. They might never acknowledge your pain and your losses. You however need to stand your ground and believe your senses. I found refusal to accept his reality the gateway to saving my health and protecting my future.
2Independent - Problem Solving
As I read your list of concerns, and even once said "problem?".....I definitely agree, your husband sounds like he has a list of personal problems he either: refuses to address OR; he has a legitimste disfunction. One would be more intentional, the latter is not intentional at all. You're problem, as it appears is, what to do about it from everything you've said.
Let's take a couple things you mentioned and put some perspective on it, starting with his suspected hesring loss. Something I've dealt with most of my life.
Get hearing aids!! Problem solved! Seriously. I hear better with hearing aids, than I have my entire life at age 68. It's such a simple solution, and I even have volume control. I have to recharge them at night, but, that's about it. They require cleaning and a tiny bit of maintsnence but you stick them in and forget sbout it. I've worn them now for 4 years and they work exceprionally well.
That's one exanple on your list that is 100% fixable and 100% effective. All it took was one visit to a hearing specialist and it fixed the problem....permanently.
But then you said this: "He can't follow a map (by phone, car GPS, or paper), so anytime we drive somewhere we're not familiar with--or, in his case, a route we've taken numerous times--the trip ends up with screaming. He acts helpless."
Being AuDhd ( with the added autism part ) makes me a walking contradiction. What you just described sounds like my oldest sister to a T. In fact, the entire "technology" aspect for her ( like computers, cell phones, lawn mowers, etc ) is completely missing in her repetoire. But especially the spatial awareness or spatial abilities that make those skills possible. Without those capacities, a person is literally helpless. In her case, her husband drives and she simply does not. She doesn't drive anywhere. She can't even drive across town to a place she's been to before many times. She's afraid to drive over bridges ( an odd phobia ) and there's a river that runs through the middle of town. That makes it almost impossible for her to drive anywhere so, her husband does all the driving since she's incappable of "fixing" something, there is no fix for.
I can say this because I'm gifted in the exact thing that is lacking in my sister. My spatial abilities are exceptional at times. My ability to return to a place I've been wothout a map is simply unquestionable. And I read maps ( and always have ) with incredible ease. Without anyone showing me how or getting instructions. It's intuitive. I don't have to try. In fact, I returned to the place I am right now without a map. There was one road sign ( the entire way, on gravel dirt roads ) and I returned here with ease...just using my gift, and nothing else. And in comparison to my own sister...I crossed multiple bridges too! Lol I don't understand the bridge thng but...I don't have that issue either.
My point being in this one example. Nothing will ever give my sister my ability. I cannot transfer my spatial gifts to her...to replace her deficit. The only answer to this problem is acceptance that she's simply incapable, where in my case, I'm exceptional. That's the answer to this particular problem. And in my sisters case... her husband drives, unlesz it's down tge street to a store or location near by. If it's across town ( over a bridge ) soneone else has to do it for her. Problem solved.
I'd suggest doing the same. Viewing each problem individually, instead of lumping them all together as the same. Some are easy fixes like hesring aides ( which requires no ones help ) and sone are not fixable...like, trying to give my spatial gift to a person who has none like my sister.
Also saying, if a person simply refuses or just won't try or bother, that's a different issue entitely....but also, saying, a personal problem that's not your's to fix. It could be one, both or niether...but they all require their own specific solution....one problem at a time.
One thing a time.
He has brought up needing hearing aids. Again, I will have to be the person to put that in motion (if it's up, see my post here about "mankeeping"). I know I sound pessimistic, but just like meds that have helped him in the past, I can imagine him getting them and not using them. It's why I haven't pushed this issue, although I have mentioned it now and then. I can give it another try.
Driving: most of the screaming-in-the-car is when I'm driving because he cannot assist with directions (and his driving scares me). When he's in the car, he is completely oblivious to where we are, even places we've been or passed by multiple times (unless it's someplace he goes on a weekly or daily basis). He would not be able to tell anyone how to get to my brother's house, which we've visited multiple times. The frustration occurs when the audio on the GPS doesn't work (it's sporadic), so I'm asking him if he can look at the screen and let me know where I need to turn next so that I can pay attention to the road. Most times, I have to find a place to pull over so that I can figure out where we are and what to do.
I'm really interested in what you say about spatial abilities, as I've always looked at spatial issues as my husband's issues with, for example, putting his phone in front of my face when he sees I am reading something; talking to me when he sees I have headphones on; having the TV on very loud while he's also scrolling instagram with the sound up; having music very loud while trying to hold a conversation with someone visiting (the looks on their faces!); constantly dropping things--his phone, TV remotes, etc. Have I misinterpreted what spatial issues are?
I like your idea of looking at/dealing with one thing at a time. Although, for the life of me, I wish I didn't have to be the one responsible for so much in our lives. I wish there were more shared responsibilities. I'm tired! Thank you.
Knowledge is the antidote to fear
What struck me in your posts, 2Independent, is that fear and exhaustion are feeding each other: you can't rest because you don't know the real numbers, and you can't get the numbers because you're too exhausted to fight for them. Financial secrets do that — they keep you living in a fog of "what if," which is often scarier than any actual balance sheet.
Two things helped people I know in similar spots:
1. Get a hard, factual picture before mediation — full statements for every account you know of, both credit reports, the retirement accounts. Even if the news is bad, a known bad number is calmer than an unknown one. It also stops the mediation from being run on his version of reality.
2. A session with a fee-only financial planner (not one selling products) plus an elder law attorney, specifically about protecting your retirement if his impulsiveness continues. You mentioned an attorney consult helped — this is the same idea, aimed at your half of the balance sheet.
And on "I wish I didn't have to be responsible for so much" — that's not a complaint, that's the actual problem. The mankeeping post you referenced says it well: every task you absorb teaches him it will get absorbed. Counseling for yourself isn't about fixing him; it's about deciding, with a clear head, what you will and won't carry into your seventies.
You're not mean. You're just done pretending this is sustainable.
The not knowing is the heavy part
The car and the mower would annoy me, but the not knowing is what would keep me up at night. You cannot plan around a fog. Before your week off, maybe ask for one single hour with every debt on the table, framed as planning for your older years together rather than an audit of him. If he cannot give you that one hour, that answer is information too. A number is scary. A fog is scarier.
Excellent idea
We had been talking about moving to be closer to family (which would certainly help) as well as to be nearer to amenities (including hospitals). There is no way we can do that anytime soon--nor would I want to.
That would be the perfect "reason" to review ALL of our finances in detail.
Thank you.
Moving is a big step, sounds
Moving is a big step, sounds like the finance review is the doable first step. Wishing you both steadier days.