Revenue minus expenses equals income
It's literally just math. Our expenses are higher than our revenue. Eventually we will run out of money; then we will start to go into debt; then we will get so in debt nobody will lend to us. Then what? She isn't absolutely terrible about spending but it still bothers me - like if she is at home five days a week but still buys lunch once or twice a week, while I bring my lunch to the office every single day. But she cannot for the life of keep steady employment